Hurry Homes · Costs explained
Your cash offer. Your costs. What you keep.
Understand the numbers behind an as-is home sale before you decide whether an offer works for you.
Hurry Homes pays seller closing costs. Your cash offer is the agreed purchase price; mortgage payoffs, liens and other applicable property obligations are deducted from the sale proceeds. Ask for the written settlement breakdown to see what you will receive.
Which costs does Hurry Homes cover?
Hurry Homes pays seller closing costs. That is separate from paying off debt already attached to the property: your mortgage payoff and applicable liens are settled from the sale proceeds. Ask for both the purchase price and the estimated net amount payable to you.
Your purchase agreement and final settlement identify the transaction-specific amounts and any other applicable adjustments.
What affects an as-is cash offer?
An offer needs to reflect the property and the terms of the transaction. A repaired-home value, an as-is value and a cash purchase offer are different numbers. Ask how the buyer moved from its property assessment to its proposed price.
Property and location
Condition, layout, local comparable sales and the property’s current use can affect the assessment.
Work and transaction costs
Expected repairs, carrying costs, resale or rental plans, and the buyer’s required return can affect what a buyer is willing to pay.
Terms and certainty
Occupancy, possession, title requirements, closing timing and contract contingencies can matter alongside the headline price.
What can come out of the sale proceeds?
Separate the costs of completing a sale from debts already attached to the property. Even when a buyer agrees to cover transaction costs, a mortgage payoff or lien can still reduce the amount payable to the seller.
| Item | What to confirm in writing |
|---|---|
| Mortgage payoff | Obtain a payoff figure for the expected closing date; the statement balance may not include all interest or charges. |
| Liens, taxes and other title obligations | Ask the closing professional which balances must be resolved and how they are reflected in settlement. |
| Closing and settlement charges | Identify each charge and whether the contract assigns it to the buyer or seller. |
| Other adjustments | Check agreed credits, prorations, deposits, possession arrangements and any other deductions. |
| Existing agent agreement | If you already signed a listing or representation agreement, confirm any obligations under that agreement. |
A simple seller-proceeds example
The purchase price and debt amounts below are made up to illustrate the calculation. The $0 seller closing-cost line reflects Hurry Homes’ stated policy. This is not an offer or an estimate of your property.
| Illustrative item | Amount |
|---|---|
| Agreed purchase price | $180,000 |
| Mortgage payoff | − $105,000 |
| Liens paid from the sale | − $4,000 |
| Seller closing costs charged to seller | $0 |
| Illustrative net seller proceeds | $71,000 |
If the contract assigns a charge to the buyer, do not deduct it from the seller’s proceeds again. Actual proceeds depend on the final settlement figures and transaction terms.
Compare the cash offer with your other options
Use the same property condition and assumptions when comparing. An agent-assisted sale may produce a higher sale price; a cash sale may suit a seller who values an as-is transaction and a different timeline. Neither route automatically produces the better result.
- Estimate the sale price for each route without treating either estimate as a guaranteed outcome.
- Subtract only the repairs, negotiated fees, holding costs and settlement charges that apply to that route.
- Account for timing, contingencies and the possibility that an expected sale does not close.
- Compare estimated net proceeds and the contract terms together.
Questions to ask before accepting an offer
- Who is the legal buyer, and does the contract allow assignment to another buyer?
- What conditions allow a price change or cancellation, and when does the price become final?
- Who pays each closing charge, and which existing debts or adjustments reduce my proceeds?
- What must happen before closing, and when do I need to deliver possession?
- Can the closing professional provide a written estimate of my net proceeds?
Questions about the numbers
Does “no closing costs” mean I receive the full offer?
Not necessarily. If a buyer covers agreed closing charges, that does not automatically pay off your existing mortgage or other obligations without affecting the proceeds. Check the contract and settlement breakdown.
Do I have to make repairs before considering an as-is offer?
Use the written offer to establish what condition the buyer is accepting and whether any work, cleanup or property removal is required. An as-is price may already reflect the property’s condition.
Is the largest offer always the best option?
Compare the expected net proceeds, contingencies, buyer identity and possession terms. A higher initial number can be less useful if important deductions or conditions have not been explained.
Want to review your property’s numbers?
Request an offer review and ask for the proposed price, cost responsibilities and important conditions in writing.
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